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Flow chart for release of 50% interest free loan portion from Revolving Fund at NABARD
Entrepreneur submits proposal to bank
Financing Bank
(Appraises, sanctions & their controlling office submits proposals
fortnightly to NABARD)
NABARD Regional Office
(Puts up to SLRDC)
State Level Review and Disbursement Committee (SLRDC)
(Scrutinises, Sanctions & authorises NB)
NABARD Head Office
(Releases 50% interest free loan portion to bank)
financing bank  Bank branch
(Releases loan to beneficiary within 8 days)
Recovery of 50% interest free loan portion as per stipulated repayment schedule.
Entrepreneur  Bank (passes amount pro rata to NABARD)  NABARD H.O.
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Flow chart for release of 50% of interest charges to borrower on bank loan from Revolving
Fund at NABARD (only in respect of regular loans)
Financing Bank
(submits proposals to NABARD annually)
NABARD
State Level Review and Disbursement Committee (SLRDC)
(Sanctions & authorises NB)
NABARD
(Releases 50% interest subsidy to bank)
Financing Bank immediately credits to Beneficiary’s loan a/c
SLRDC meets every 15 days at NABARD for examining and sanctioning the claims received from Financing Banks
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